Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Investing in a buy to let property is a significant commitment - whether it’s your first investment property or part of a more extensive portfolio – we appreciate the detail and consideration that needs to be taken into account.

Smoothing the way

Let us make the process smoother for you.

We’ll keep you updated throughout and can provide you with the correct landlords insurance to protect your property and its contents.

Peace of mind

We can also provide you with protection for yourself and your family as you invest in the buy-to-let market.

A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status.

The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate.

For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made.

This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney.

This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

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Our Other Services

Mortgages

From first time buyers to clients wishing to move home and those re-mortgaging to find a better deal.

Equity Release

For clients with later life lending requirements - we can help clients pay off an existing interest only mortgage, raise capital to help family members or just improve their standard of living in retirement – without having to move out of your own home.

First Time Buyers

For those taking first steps on the property ladder – we’ll help you from start to finish and make sure you find your way confidently through the maze of information when buying your first property.

Life Assurance

We want to not only help you buy your home, but ensure you and your loved ones keep that home in the event of unforeseen circumstances. We therefore provide advice on protecting you against loss of income due to ill health, serious illness or even the death of a breadwinner.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England and Wales
‍
Village Financial Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered office address - 87a Hewell Road, Barnt Green, Birmingham, West Midlands, England, B45 8NL

Registration number - 11005250
‍
Trading address - 87a Hewell Road, Barnt Green, Birmingham, West Midlands, England, B45 8NL - (Fee structure statement)

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity.

Buy to Let

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Investing in a buy to let property is a significant commitment - whether it’s your first investment property or part of a more extensive portfolio – we appreciate the detail and consideration that needs to be taken into account.

Smoothing the way

Peace of mind

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Free Initial Consultation?

Would you like a free initial consultation to chat through your financial plans?Then please leave your contact details and we’ll be in touch to arrange a time to meet over a coffee.

Our Other Services

Mortgages

Equity Release

First Time Buyers

Life Assurance

Would you like a free initial consultation to chat through your financial plans?

Then please leave your contact details and we’ll be in touch to arrange a time to meet over a coffee.