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Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Impartial Advice

Buying a property is often the biggest decision made in our lives. It can take years of saving to be able to fund a deposit and making the move upwards or downsizing are huge financial moments in our lives. We understand that these decisions take time and careful consideration.
That’s why impartial advice from qualified advisers is absolutely critical. We provide individual mortgage advice which is unique to you.

Protecting you and your home

We’ll also help you insure your home and protect yourselves with general and life assurance.

We're Here to Help

We’re here to help you – whether it’s taking your first steps onto the property ladder or re-mortgaging at the end of a mortgage deal.

We promise to recommend the right mortgage for you from our comprehensive panel which is representative of the whole of the market.

A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status.

The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate.

For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made.

This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney.

This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

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Our Other Services

Equity Release

For clients with later life lending requirements - we can help clients pay off an existing interest only mortgage, raise capital to help family members or just improve their standard of living in retirement – without having to move out of your own home.

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First Time Buyers

For those taking first steps on the property ladder – we’ll help you from start to finish and make sure you find your way confidently through the maze of information when buying your first property.

READ MORE

Buy to Let

For clients looking to purchase or re-mortgage investment properties.

READ MORE

Life Assurance

We want to not only help you buy your home, but ensure you and your loved ones keep that home in the event of unforeseen circumstances. We therefore provide advice on protecting you against loss of income due to ill health, serious illness or even the death of a breadwinner.

READ MORE
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England and Wales
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Village Financial Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd.  Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered office address - 87a Hewell Road, Barnt Green, Birmingham, West Midlands, England, B45 8NL

Registration number - 11005250
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Trading address - 87a Hewell Road, Barnt Green, Birmingham, West Midlands, England, B45 8NL - (Fee structure statement)

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity.

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