Making sure your family is looked after and able to cope financially if you were no longer around will give you peace of mind and reassurance for the future.
Understandably, some people don’t like talking about death or uncertainty. But by addressing the issues now, whilst all is well, you can plan how to help your loved ones when they may need it most.
We appreciate that understanding the differences between various life assurances can be complicated. We can guide you through the process of deciding which types of cover are most appropriate for you and your loved ones.
Life cover protects your loved ones in the event of your death.
There are a number of different types of life protection policy - we'll help you find the most appropriate one for you and your family to provide peace of mind, should the worst happen.
Critical illness can happen at a time we least expect it. More often than not, we think that something as bad as being diagnosed with a critical illness is something that won't happen to us. Sadly statistics tell us otherwise:
• 1 in 2 people will suffer cancer during their lifetime - Source: Cancer Research UK, 18/05/2023
• There are over 1.3 million stroke survivors in the UK - Source: Stroke Association, 18/05/2023
• 7.6 million people are living with heart diseases in the UK - Source: British Heart Foundation, 18/05/2023
Critical illness cover is protection for your family in the event of you falling seriously ill.
Income protection pays you a regular monthly benefit if you become too ill to work due to illness or injury, so you can continue to meet your financial commitments and living expenses.
Income protection covers 3 million workers in the UK - Source: ABI, 02/02/2023